6.10 Banking and Banks

Keeping your valuable golden sovereigns in your hands is not always the wisest course of action. Certain abilities possessed by players may cause you to be forced to hand it over to them. Keeping your gold in a backpack is certainly safer, but for true safety, the place to keep your gold is in a bank. You may also donate credits to a city, guild, or clan at a bank.                                                      

In order to use a bank, you must first find a branch of a bank. Once there, you may DEPOSIT <amount>, provided you are holding that many in your hands. WITHDRAW <gold> will withdraw gold from your account. Note that the bank will exact a 2% withdrawal fee every time you withdraw gold, and that fee will always be at least 1 gold.                                                                 

If you have tremendous wealth, you may have spread your accounts among various banks. BANKACCOUNTS will list all of your accounts, and how much gold you have in them. 
                          
Locations of major banks:                                                 

- 'The Imperial Enorian Bank' for Enorian is located at v3762.
- 'The Blood Bank' for Bloodloch is located at v6161.
- 'The Exchange' for Spinesreach is located at v12976.
- 'The treasury of the Great Oak' for Duiran is located at v43985.      

Vaults
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Each bank also has its own vault where you can store items to preserve them against decay. View HELP VAULTS for more information.

Commands
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BANKACCOUNTS
   Displays the current amounts you have deposited in the various banks.

DEPOSIT <amount> GOLD
   Deposits the amount specified into your bank account.

DEPOSIT <amount> <GOLD|CREDITS> <organization>
   Deposits the amount of GOLD into the account of the
   city/guild/order/clan, CREDIT deposits may be made to a guild or city.

WITHDRAW <amount> GOLD
   Withdraws the amount of gold specified from your account.

WITHDRAW <amount> GOLD <organization> [reason]
   Withdraws the amount of gold specified from the account of the
   city/guild/order/clan.

Fees
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2% of the amount you're withdrawing will be subtracted as a fee before receiving your gold. For example, if you WITHDRAW 5000 GOLD then 100 of that gold will be subtracted, leaving you with only 4900 gold.

Personal accounts not belonging to organizations will not be issued a fee if the city has the appropriate perks in place.

Bonus
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If you possess a bank total with over one million gold, there is a title that can be earned while it remains that way.

See also: GOLD, CREDITS, VAULTS