23.1.1.1 Credit loans

DISCLAIMER: Outside of blocking people from retiring and suiciding, the administration will not enforce loans in any way. There is always a risk that someone will just not pay you back.

Instead of transferring credits normally, you can instead LOAN the credits instead. This allows both you and the recipient to have a record of the credits owing. 

This system works entirely on the premise of honour - refer to the above disclaimer.

Syntaxes are as follows:
LOAN <#> CREDITS TO <person> [FOR <reason>]
Loans the specified amount of credits to someone. The reason is optional, but highly recommended!

LOANS
Lists the loans owed to you, or that you owed to someone.

LOANS REPAY <loan>
Repay a loan in its entirety, settling your debt with someone.

LOANS FORGIVE <loan>
Forgive someone's loan owed to you in its entirety - they no longer have to pay you back.